| Bequest | Defer a gift until after your lifetime | Name us in your will or living trust (Designate a specific amount, percentage or share of the residue) | Donation exempt from federal estate tax
Control of your assets for your lifetime |
| Outright Gift of Cash | Make a quick and easy gift | Simply write a check or make a cash donation now | Immediate income tax deduction
Removes property from estate |
| Outright Gift of Securities | Avoid tax on capital gains | Contribute long-term appreciated stock or other securities | Immediate charitable deduction
Avoidance of capital gains tax |
| Outright Gift of Personal Property | Share your enjoyment of a collection or other personal item | Donate tangible personal property related to our tax-exempt function | Charitable deduction based on the full fair market value |
| Gift of Retirement Assets | Avoid the twofold taxation on IRAs or other employee benefit plans | Name St. Joseph's Hospitals as the beneficiary of the remainder of the assets after your lifetime | Allows you to make the gift from the most highly taxed assets, leaving better assets for family |
| Gift of Life Insurance | Make a large gift with little cost to yourself | Change ownership on a life insurance policy you no longer need | Current income tax deduction
Possible future deductions through gifts to pay policy premium |
| Retained Life Estate | Give your personal residence or farm now, but continue to live there | Designate ownership of your home to us, but retain occupancy | Valuable charitable income tax deduction
Lifetime use of the residence |
| Gift of Real Esate | Make a gift of property no longer needed and generate an income tax deduction | Donate the property to us | Immediate income tax deduction
Reduction or elimination of capital gains tax |
| Charitable Remainder Trust | Secure a fixed and often increased income, or create a hedge against inflation | Create a trust that pays income annually; the principal is retained for a charitable organization | Variable or fixed income for life
Immediate income tax charitable deduction |
| Charitable Lead Trust | Secure a fixed and often increased income, or create a hedge against inflation | Create a charitable trust that pays fixed or variable income to us for a specific term of years; the principal is retained for heirs | Reduces your taxable estate
Property kept by your family, often with reduced gift taxes |
| Charitable Gift Annuity | Supplement income with steady payments that are partially tax-free | Establish a charitable gift annuity contract with us that pays a set amount for life | Current and future savings on income taxes
Fixed payments for life for one or two individuals |
